:root{--ink:#17332d;--deep:#0e332a;--green:#2f735b;--sage:#dfeee6;--cream:#f7f5ef;--white:#fff;--gold:#d49a3a;--muted:#61716b;--line:#dce5e0;--danger:#a83d3d;--shadow:0 16px 45px rgba(14,51,42,.10);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}button,input,select,textarea{font:inherit}button{cursor:pointer}a{color:inherit}.container{width:min(1160px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-9999px;top:8px;background:var(--deep);color:#fff;padding:10px}.skip:focus{left:8px;z-index:9999}.topbar{background:var(--deep);color:#dfeee6;font-size:12px}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0}.header{position:sticky;top:0;z-index:100;background:rgba(247,245,239,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:800}.mark{width:46px;height:46px;border-radius:14px;background:var(--deep);display:grid;place-items:center;color:#fff;position:relative;overflow:hidden}.mark:before{content:"";width:23px;height:23px;border:3px solid var(--gold);border-radius:50%;position:absolute}.mark:after{content:"";width:9px;height:9px;background:var(--gold);border-radius:50%;position:absolute}.brand strong{font-size:18px;line-height:1.1}.brand small{display:block;color:var(--muted);font-size:10px;letter-spacing:.08em;text-transform:uppercase;margin-top:3px}.links{margin-left:auto;display:flex;gap:22px;align-items:center}.links a{text-decoration:none;font-size:13px;font-weight:700;color:var(--muted)}.links a:hover{color:var(--ink)}.nav-cta{margin-left:2px}.menu{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px}.menu span{display:block;width:18px;height:2px;background:var(--ink);margin:4px auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:11px 18px;border:1px solid transparent;border-radius:999px;text-decoration:none;font-weight:800;font-size:13px;transition:.18s ease}.btn:hover{transform:translateY(-1px)}.primary{background:var(--green);color:#fff}.primary:hover{background:var(--deep)}.gold{background:var(--gold);color:#fff}.gold:hover{filter:brightness(.95)}.outline{border-color:var(--line);background:transparent;color:var(--ink)}.outline:hover{border-color:var(--green)}.white-outline{border-color:rgba(255,255,255,.35);color:#fff}.white-outline:hover{border-color:#fff;background:rgba(255,255,255,.06)}.hero{padding:86px 0 80px;background:linear-gradient(135deg,#f7f5ef 0%,#e8f0eb 100%)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.kicker,.eyebrow{font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:var(--green)}.hero h1{font-size:clamp(44px,6vw,78px);line-height:1.02;letter-spacing:-.055em;margin:12px 0 22px;max-width:760px}.hero h1 span{color:var(--green)}.hero p{font-size:18px;color:var(--muted);max-width:650px}.actions{display:flex;flex-wrap:wrap;gap:11px;margin:30px 0}.hero-card{background:var(--deep);color:#fff;border-radius:30px;padding:34px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-card:after{content:"";position:absolute;width:190px;height:190px;border:1px solid rgba(212,154,58,.35);border-radius:50%;right:-70px;bottom:-70px}.hero-card h2{font-size:29px;line-height:1.1;margin:0 0 13px}.hero-card p{font-size:15px;color:rgba(255,255,255,.72);margin:0 0 24px}.cycle{display:grid;gap:9px}.cycle div{display:flex;align-items:center;gap:10px;padding:11px 12px;border:1px solid rgba(255,255,255,.11);border-radius:12px;background:rgba(255,255,255,.04);font-weight:750;font-size:13px}.cycle b{width:25px;height:25px;border-radius:50%;background:var(--gold);display:grid;place-items:center;font-size:11px}.section{padding:86px 0}.section.alt{background:#fff}.heading{max-width:780px;margin-bottom:42px}.heading h2{font-size:clamp(33px,4vw,53px);line-height:1.06;letter-spacing:-.045em;margin:8px 0 14px}.heading p{color:var(--muted);font-size:17px}.two{display:grid;grid-template-columns:1fr 1fr;gap:26px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 26px rgba(14,51,42,.04)}.card.dark{background:var(--deep);color:#fff;border-color:transparent}.card.dark p{color:rgba(255,255,255,.72)}.card h3{font-size:24px;margin:0 0 10px}.card p{color:var(--muted);margin:0}.flow{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.flow-item{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 15px;min-height:170px}.flow-item b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--gold);color:#fff;font-size:12px;margin-bottom:20px}.flow-item h3{font-size:16px;margin:0 0 7px}.flow-item p{font-size:13px;color:var(--muted);margin:0}.eligibility{display:grid;grid-template-columns:1fr 1fr;gap:22px}.checks{display:grid;gap:12px;padding:0;margin:22px 0 0;list-style:none}.checks li{padding-left:31px;position:relative;color:var(--muted)}.checks li:before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:900}.note{background:#fff7e9;border:1px solid #f0ddb9;color:#6f5323;padding:14px 16px;border-radius:12px;font-size:13px}.stories{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.story{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.story q{font-size:20px;line-height:1.35;font-weight:700;display:block}.story footer{margin-top:18px;color:var(--muted);font-size:12px}.cta{background:var(--deep);color:#fff}.cta .container{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:clamp(31px,4vw,50px);letter-spacing:-.04em;line-height:1.05;margin:0 0 10px}.cta p{margin:0;color:rgba(255,255,255,.7)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}.contact-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.contact-list{display:grid;gap:9px;margin-top:25px}.contact-list div{padding-top:10px;border-top:1px solid rgba(255,255,255,.12)}.contact-list span{display:block;color:#bcd6c9;font-size:10px;text-transform:uppercase;letter-spacing:.1em}.form{background:#fff;color:var(--ink);padding:30px;border-radius:20px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:grid;gap:6px;margin-bottom:14px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:12px}.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1px solid var(--line);background:#fbfcfa;border-radius:10px;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(47,115,91,.1)}.footer{background:#08251e;color:#fff;padding:32px 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer p,.footer a{color:rgba(255,255,255,.65);font-size:12px}.footer a{text-decoration:none}.footer h4{margin:0 0 10px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:25px;padding-top:18px;color:rgba(255,255,255,.45);font-size:11px;display:flex;justify-content:space-between;gap:15px}
.hidden{display:none!important}.app-shell{min-height:calc(100vh - 76px)}.portal{padding:45px 0 80px}.portal-head{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:25px}.portal-head h1{font-size:38px;margin:0;letter-spacing:-.04em}.portal-actions{display:flex;gap:9px;flex-wrap:wrap}.dashboard-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:18px}.kpi{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.kpi span{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:800}.kpi strong{display:block;font-size:30px;line-height:1.1;margin-top:7px}.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;margin-bottom:18px}.panel h2,.panel h3{margin:0 0 16px}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;min-width:760px}.table th,.table td{text-align:left;padding:12px 10px;border-bottom:1px solid var(--line);font-size:12px;vertical-align:top}.table th{color:var(--muted);font-size:10px;text-transform:uppercase;letter-spacing:.08em}.status{display:inline-flex;align-items:center;padding:5px 9px;border-radius:999px;background:var(--sage);color:var(--green);font-size:10px;font-weight:900;white-space:nowrap}.status[data-s="Declined"]{background:#f7e3e3;color:var(--danger)}.status[data-s="Approved"],.status[data-s="Completed"]{background:#e6f1d8;color:#4b7029}.status[data-s="Under Review"]{background:#fff1d5;color:#8a651f}.analytics{display:grid;grid-template-columns:1fr 1fr;gap:18px}.bars{display:grid;gap:10px}.barrow{display:grid;grid-template-columns:130px 1fr 30px;gap:8px;align-items:center;font-size:11px}.bar{height:10px;background:#e8eeeb;border-radius:99px;overflow:hidden}.bar i{display:block;height:100%;background:var(--green);border-radius:99px}.detail-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.detail{background:#f7f9f7;border-radius:12px;padding:13px}.detail span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:900}.detail strong{display:block;margin-top:4px;word-break:break-word}.timeline{border-left:2px solid var(--line);padding-left:18px;display:grid;gap:16px}.timeline-item{position:relative}.timeline-item:before{content:"";position:absolute;left:-25px;top:5px;width:10px;height:10px;border-radius:50%;background:var(--gold)}.timeline-item strong{display:block}.timeline-item small{color:var(--muted)}.login-wrap{min-height:calc(100vh - 160px);display:grid;place-items:center;padding:55px 0}.login-card{width:min(470px,100%);background:#fff;border:1px solid var(--line);border-radius:22px;padding:34px;box-shadow:var(--shadow)}.login-card h1{font-size:34px;margin:7px 0 9px}.login-card p{color:var(--muted)}.tabs{display:flex;gap:6px;padding:5px;background:#eef3f0;border-radius:12px;margin:20px 0}.tabs button{border:0;background:transparent;padding:9px 12px;border-radius:9px;font-weight:800;font-size:12px;color:var(--muted)}.tabs button.active{background:#fff;color:var(--ink);box-shadow:0 2px 7px rgba(0,0,0,.06)}.alert{padding:12px 14px;border-radius:10px;background:#f8e6e6;color:#873b3b;font-size:12px;margin:12px 0}.success{background:#e8f3eb;color:#2c664d}.modal{position:fixed;inset:0;background:rgba(5,25,20,.58);display:none;align-items:center;justify-content:center;padding:18px;z-index:500}.modal.open{display:flex}.modal-card{background:#fff;width:min(860px,100%);max-height:90vh;overflow:auto;border-radius:22px;padding:28px;position:relative}.close{position:absolute;right:15px;top:12px;width:36px;height:36px;border:0;background:#eef3f0;border-radius:50%;font-size:22px}.stepper{display:flex;gap:7px;margin:18px 0 25px}.stepper span{height:5px;background:#dce5e0;flex:1;border-radius:99px}.stepper span.active{background:var(--green)}.form-step{display:none}.form-step.active{display:block}.form-step h2{font-size:27px;margin:0 0 6px}.form-step>p{color:var(--muted);margin-top:0}.review{background:#f7f9f7;border-radius:14px;padding:15px;display:grid;gap:9px}.review div{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding-bottom:7px;font-size:12px}.review div:last-child{border-bottom:0}.form-nav{display:flex;justify-content:space-between;gap:10px;margin-top:24px}.small{font-size:11px;color:var(--muted)}.loading{opacity:.65;pointer-events:none}.empty{padding:35px;text-align:center;color:var(--muted)}.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:900px){.links{gap:13px}.hero-grid,.two,.eligibility,.contact-grid{grid-template-columns:1fr}.flow{grid-template-columns:repeat(3,1fr)}.dashboard-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.analytics{grid-template-columns:1fr}.cta .container{align-items:flex-start;flex-direction:column}.hero{padding-top:55px}}
@media(max-width:700px){.topbar .container span:last-child{display:none}.nav{min-height:68px}.links{display:none;position:absolute;left:0;right:0;top:68px;background:var(--cream);padding:15px 18px 20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:2px}.links.open{display:flex}.links a{width:100%;padding:10px 0}.nav-cta{display:none}.menu{display:block}.hero{padding:45px 0 55px}.hero h1{font-size:45px}.section{padding:62px 0}.flow{grid-template-columns:1fr 1fr}.stories{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.dashboard-grid{grid-template-columns:1fr 1fr}.portal-head{align-items:flex-start;flex-direction:column}.portal-head h1{font-size:31px}.detail-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.container{width:min(100% - 28px,1160px)}}
@media(max-width:420px){.flow{grid-template-columns:1fr}.dashboard-grid{grid-template-columns:1fr}.hero h1{font-size:39px}.actions .btn{width:100%}}